Never - you only pay at the end if I’m able to provide value and help. It’s a bit of a tagline but I mean it - if you don’t leave with a clear plan and 3 next steps, you don’t pay.

It’s always up to you and what you are comfortable with. If you’d prefer to not travel I am always happy to do an in-home session. If you’d like to meet in public at a coffee shop or whatnot that is great as well. Zoom is always available however in-person is preferred.

This is budgeting and financial coaching for education and planning. For tax, legal, or investment advice I will refer you to one of my contacts.

Anything you have is fine - bills, any debt information, any statements from credit cards, debit cards, or bank accounts. Realistically, if you have a login to your bank(s) and your money all flows through there - no preparation is necessary.